Fha Attic Inspection Requirements

Ensuring that mixed use properties comply with zoning.

Fha attic inspection requirements. Attic and crawl space inspection requirements. 12 attic and crawl space inspection requirements. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. Fha attic observation requirements will not change on september 14 2015 when the 4000 1 handbook becomes effective.

Head and shoulders is the alternate to a full inspection. If you use an fha loan to buy a house the property will have to be appraised and inspected by a hud approved home appraiser. The appraiser must observe the interiors of all attic spaces. Fha s office of single family housing training module attic and crawl space inspection requirements clarifies that fha requires an inspection.

The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. The appraisal does not check certain health and safety features such as operating ceiling fans or light fixtures. Clarifying that fha requires an inspection. Fha appraisers are required to observe the attic area.

For an fha loan the u s. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. At a minimum the appraiser must enter head and shoulders into the attic. However an fha inspection is highly recommended.

General acceptance criteria property eligibility and non residential use of property. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. A home inspection is not required for a home loan. Is an attic inspection required for fha.

Federal housing administration fha loans must meet safety. The appraisal the lender receives is enough to show the property meets the fha requirements. Clarifying that fha requires an inspection. Cost and income approach for value.

What is an fha inspection and appraisal. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation what. If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation.

Fha s office of single family housing. Inspection the attic must be examined whether access is by pull down stairway or scuttle. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. To a full inspection.

All appropriate approaches must be utilized when applicable. This is to make sure the home is worth the selling price.